Good evening - I'm having a dilemma. The car test is scarily soon and I am looking at buying my very first car the day I pass... if I pass!!! But what sort of car should I get? Here are the options...
The One Year Car
The Four Year Car
The One Year Car
- Cheap (£500) run around that will last a year.
- Tax £120ish
- Insurance £1200ish
- Not that big a deal if I prang it because I will just scrap it therefore keeping NCB
The Four Year Car
- Costs £2000 and will last 4 years
- Tax £35
- Insurance £1000ish
- Could be a bit of an arse if I prang it because I will have to get it fixed, so will lose NCB
Overall, if I have no accidents what so ever then the 4 year car is much cheaper in the long run. And it would be so much nicer to drive a newer car. But equally it could be very expensive insurance wise if I do prang it.
What should I do based on your experiences???
Don't prang it!
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